The path to your own home has never been so simple. Pick one.
We buy it. You live in it.
Our solution differs from the usual models, such as buying, renting or installment plans. And opens completely new doors for you.
Either choose a property from our search or send us information on your desired home if you have already visited it.
With OWNR you are guaranteed to move into a newly renovated home. We take care of everything.
At the end of the chosen term you decide. No matter what choice you make OWNR will support you as your partner.
You decide the minimum lease term, from 24 to 48 months. So you can settle in and see if the property really meets your expectations.
Your choices
You buy the property at the fixed price.
You simply continue to rent the property.
You move to another property of your choice.
You buy the property at the fixed price.
These options allow you to live your dream property trial without having to commit to a purchase. This is especially interesting if you currently lack the necessary equity to purchase your dream property.
You want to join?
Apply nowMultiple benefits. Your advantages thanks to OWNR.
Guaranteed match.
We offer you the largest selection of properties for sale in your desired region.
The first step.
Thanks to OWNR you can live in your dream home today and buy it later.
Fast and uncomplicated.
We take care of everything and you benefit from our all of our knowledge and expertise.
According to your standards.
We follow your lead, it's your property.
Guaranteed match.
We offer you the largest selection of properties for sale in your desired region.
title
intro
- header.purchase_price
- header.mortgage
- header.required_equity
- header.refurbishment
- header.land_transfer_tax
- header.notary_fee
- header.agency_fee
- header.equity_contribution
- header.total
| header.purchase_now | €169,100 |
|---|---|
| header.purchase_later* | €198,536 |
| header.purchase_with_ownr | €122,361 |
| header.rates | header.purchase_now | header.purchase_later * | header.purchase_with_ownr | |
|---|---|---|---|---|
| header.purchase_price | 500,000 | 595,508 | 585,492 | |
| header.mortgage | 80% | 80% | 85% | |
| header.required_equity | 100,000 | 119,102 | 87,824 | |
| header.refurbishment | 15,000 | 15,000 | no_cost | |
| header.land_transfer_tax | 6.00% | 30,000 | 35,730 | 35,130 |
| header.notary_fee | 1.25% | 6,250 | 7,444 | 7,319 |
| header.agency_fee | 3.57% | 17,850 | 21,260 | no_cost |
| header.equity_contribution | (7,911) | |||
| header.total | 169,100 | 198,536 | 122,361 |
Questions?
What do I have to consider during a viewing?
You know your schedule best yourself, so arrange a viewing appointment directly with the broker or owner. The major brokerages know OWNR, know that we will buy the property for you and that the financing is secured. However, if your counterpart has not heard of OWNR, they can contact us directly.
Since these are buy-to-let properties, the broker and/or owner will pay more attention to the property features during the inspection than you would know from rental property inspections.
Who is renovating the property?
You should feel as comfortable as possible in your new home. That's why we work with local companies that measure the kitchen and bathroom in your property individually and then install them for you. Further renovation work will be checked by our renovation experts in the OWNR team and, if necessary, carried out before you move in. One of your benefits is OWNR’s ability, as a professional buyer, to deliver all refurbishment at a lower cost, on time and with high standards while you don’t have to lift a finger.
What are the details on the purchase option?
As an OWNR customer, you have a purchase option at the end of the minimum term. The exact purchase price is already determined in the leasing contract, which gives you enough time to get to know your home and to plan the financing. The purchase price is calculated from the original purchase price paid by OWNR plus renovation costs and any brokerage fee incurred as well as a price inflation. You as our customer benefit from our ability to negotiate a lower purchase price, lower broker’s fees and lower refurbishment costs as a professional buyer. Because of this advantage, combined with our banking relationships, you should save money on the purchase of your home with OWNR.
You decide at the end of the minimum term whether you want to use the purchase option.
What does the minimum term mean?
The minimum term of the leasing contract can be understood as a trial period, or the time to save up for the purchase. You determine the minimum term according to your needs; 24, 36 or 48 months. In the leasing contract, termination is excluded during your selected minimum term. This secures OWNR to a certain extent, since we make a sizable investment for you with the real estate acquisition.
Shortly before the end of the minimum term you can have the flexibility to choose from the following three options:
- you use your purchase option at the predetermined price and buy your home.
- you simply continue to live in your home and continue to pay your leasing rate with an appropriate index.
- you move out and find something new with or without OWNR.
What characterizes the leasing contract at OWNR?
The OWNR leasing contract is based on a rental agreement. It is valid for an unlimited period and as an OWNR customer you are under the protection of the German tenancy law. However, the leasing contract is supplemented by two components: it includes the minimum term, in which mutual termination of the contract is excluded, and your purchase option with a fixed purchase price at the end of the minimum term.
What are the components of the OWNR leasing rate?
We provide you with the greatest possible transparency regarding the services you select.
The monthly OWNR rate is comparable to a basic rent, i.e. a usage fee for your property. Since the purchase price and renovation costs of the property are not yet fixed, a range is initially displayed. In addition, the estimated consumption-independent operating costs (e.g. garbage charges) for the property are displayed. These are based on comparative and average values. In addition, there are the costs that depend on your personal consumption, such as for heating and hot water.
The monthly OWNR leasing rate is calculated from these components. You will receive an exact overview of how your OWNR lease rate is made up for your specific property.
What are the advantages of real estate leasing?
Real estate leasing with OWNR offers you security, cost savings and full flexibility. You move into your desired property now, and after your chosen minimum term, you can buy your home and make it your own, or simply continue to rent indefinitely. You won't get this offer anywhere else.
Unlike buying or renting you remain free to decide whether to buy the property later, even beyond the expiration of your lease contract. You can live in your new home, try your new neighborhood, and get comfortable while organizing financing at your leisure. Of course, we will be happy to help you with any questions you may have and will work with you to arrange the best financing with our partner banks.
As a rental tenant, you only remain a tenant - rarely does your landlord sell you your home. With OWNR, it's different. You already know the purchase price when you sign the lease, you accrue a contribution to your purchase with every lease payment and you can simply exercise your purchase option after the minimum term and buy your home.